Advice-Only Financial Planning For
Washington State Employees
Do you want to turn hard money choices into simple steps you can understand?
A money plan can help you make smart choices about money and feel sure about them. With our advice-only service, we offer financial education and advice without managing your money. No product sales, no hidden fees, and no control over your investments.
Comprehensive
For those that want to make sure all of their financial bases are covered while still maintaining complete control over their investment selection and management.
- Monthly spending plan and cash flow review
- Retirement income planning with “what-if” scenarios
- Social Security and pension guidance (PERS/TRS/DRS)
- DRS retirement process support and checklist
- Roth conversion analysis and tax-planning strategies
- Annual tax return summary and 37-point review
- Long-term care and liability coverage review
- VEBA and PEBB retiree medical guidance
- Beneficiary and estate structure review
- Guardrail and bucket income framework
- Personalized net-worth and investment allocation review
- Ongoing access for questions and updates throughout the year
- 12-Month Access Plan 3 Advice Portal
Full Service
Built for those who truly want to enjoy their retirement, this service is designed to help you maximize your leisure time and minimize the stresses of everyday life. Say goodbye to the headaches of managing your finances and investments
- Everything in Comprehensive Plus:
- Full Portfolio Management
- Annual 1099/ Tax Reports
- Referrals to top CPAs
- Quarterly Value Adds
- Done For You Paperwork
- Customized Portfolio
- Fiduciary Standard of Care
- Tax-Efficient Investment Selection
- Low-cost investments
- Strategic Tax Harvesting
*Informal Minimum of $200K Per Household
How We Compare
Our Full Service VS. Your Other Options
DIY Investment Advice For Plan 3 & DCP
If you need some guidance on how you should invest your Plan 3 or DCP account and when you should make changes to keep your desired risk level this is a great option. We will provide you with investment recommendations and keep you updated on when changes are needed. This helps you understand not only what to buy but when to buy it. It’s still 100% your responsibility to place trades. Our system will not place any trades on your behalf.