Advice-Only Financial Planning For
Washington State Employees
Do you want to turn hard money choices into simple steps you can understand?
A money plan can help you make smart choices about money and feel sure about them. With our advice-only service, we offer financial education and advice without managing your money. No product sales, no hidden fees, and no control over your investments.
Advanced
For those that want to make sure all of their financial bases are covered while still maintaining complete control over their investment selection and management.
- Everything in Basic Plus:
- 12 Months of Ongoing Service
- 6-8 Strategy Meetings
- “What If” Income Scenarios
- 19-point Tax Planning Analysis
- Roth Conversion Analysis
- 37-point Tax Return Inspection
- 1 Page Tax Return Summary
- Estate Planning Guidance
- Analyze estate tax & transition strategies
- VEBA & PEBB Guidance
- Net Worth Report
- Inheritance Planning
- Guardrail/Buckets Income Report
- 12-Month Access Plan 3 Advice Portal
Basic
Focuses on the essentials of financial planning without tax or estate planning services.
- Monthly Spending Plan
- Emergency Fund Planning
- Retirement Income Plan
- Social Security Guidance
- Debt Repayment
- DRS Retirement Checklist
- DRS Retirement Process Support
- DRS Annuity Assessment
- DRS Survivorship Analysis
- DRS Pension Guidance
- Review Liability Coverage
- Long-Term Care Planning
- Asset Allocation & Location Review
Full Service
White-Glove
Built for those who truly want to enjoy their retirement, this service is designed to help you maximize your leisure time and minimize the stresses of everyday life. Say goodbye to the headaches of managing your finances and investments
- Everything in Comprehensive Plus:
- Full Portfolio Management
- Annual 1099/ Tax Reports
- Referrals to top CPAs
- Quarterly Value Adds
- Done For You Paperwork
- Customized Portfolio
- Fiduciary Standard of Care
- Tax-Efficient Investment Selection
- Low-cost investments
- Strategic Tax Harvesting
*Informal Minimum of $200K Per Household
How We Compare
Our White Glove Service VS. Your Other Options
DIY Investment Advice For Plan 3 & DCP
If you need some guidance on how you should invest your Plan 3 or DCP account and when you should make changes to keep your desired risk level this is a great option. We will provide you with investment recommendations and keep you updated on when changes are needed. This helps you understand not only what to buy but when to buy it. It’s still 100% your responsibility to place trades. Our system will not place any trades on your behalf.